Advanced Strategies 

After Tax Reduction, Advanced Strategies that make sense for your situation may be recommended such as: 

• Transfer of qualified retirement plans to a Roth and deferring the conversion tax for life
• Cash balance plans
• Benefit-focused defined benefit plans to increase a top-line deductions over the Cash Balance Plan limits with an IRS determination letter 
• Captives, to mitigate risk and much more 
• Defer the capital gains taxes for life and beyond 
• Very unique premium financing structures 
• 401(k)/IRA exit strategy 
• COLI (must now be for 100 employees or more) 
• Company-owned tax-free retirement plans funded with our exclusive contribution premium financing (No out-of-pocket expenses for the owners or employees) 
• Y20 – Exclusive planning for the $25,000,000 net-worth market 
• Charitable planning 
• Cost Segregation